Advancements in technology have replaced the need to carry cash and cards all the time for making payments. In India, many people have started using the Unified Payment Interface (UPI) to send and receive payments.

The best thing about the UPI payment is the smooth setting up of a system requiring little documentation to start making the transaction. Therefore, if you are looking for a reliable way of making payments, UPI is the best option, which you can link directly to your bank account.

Using UPI, money can be transferred from any location and at any time of day. Here is a detailed list showcasing the top UPI applications you can consider for making your transactions.

The Top Applications for UPI Payments

In 2016, UPI first came into the picture. Ever since then, it has emerged as the top payment mechanism. Many UPI applications are available on the google play store and IOS app store. However, only some interfaces are equally suitable for making the payment. So, there are five best UPI apps in India that you can consider:

Bajaj Finserv

Bajaj Finsev is the best UPI payment gateway in India by which you can ensure safe and secure payment. Here, the transactions are done based on the beneficiary’s UPI ID without any lengthy procedure. Moreover, it has a self-help servicing module for resolving issues at the earliest. Furthermore, cashback, deals and discounts help you save money whenever you make a transaction.

Once you create a Bajaj Pay UPI ID, you will receive a welcome offer of up to Rs. 200 instantly. With the app, you can make payments to any merchant by scanning the QR code.

Google Pay

Google Pay is another widely used UPI app in India that can be used in regional languages like Bengali, Hindi, Tamil, Kannada, Gujarati, Marathi, etc. Using the Google Pay App for making payments, you can enjoy the benefits of new scratch cards and cashbacks. Furthermore, it even offers excellent security through authentication at every transaction to maintain safety.


PhonePe is another great UPI app in India that offers numerous cashback offers to its broad customer base. Through this app, you can make payments to different apps and websites by scanning the QR code. Moreover, it lets you check your account balance quickly and pay bills like electricity, gas, water, etc.


Paytm is a well-known UPI transfer app in India and an online shopping platform. Paytm users can perform almost every activity related to online payments on its app. It ensures the utmost security to its extensive user base on different transactions, including paying bills, mobile recharges, booking tickets, etc.

Amazon Pay

Amazon Pay provides options for shopping at reasonable discounts. It also provides discounts on Amazon Prime subscriptions. Through this application, you can purchase products, pay for movies and bills, etc. Here, you can win several rewards and receive cashback options. Further, you can avail easy travel booking and insurance payment options.

Final Thought

In a nutshell, the UPI transfer concept has helped make the economic backbone stronger by going cashless. Out of all the UPI apps mentioned above, Bajaj Finserv ranks at the top, guarded by National Payment Corporation of India (NPCI) guidelines.

So, download the Bajaj Finserv mobile app and enjoy the bill payment option, merchant payment, and much more. For more information, visit their website!

Previous articleVPS MALAYSIA is the ultimate cloud VPS expert.
Next articleThe effectiveness of herbal supplements for ED treatment


Please enter your comment!
Please enter your name here